Tax Alpha Engine

Billionaire-Level Tax Strategies — 401(k) Audit, Roth Analysis, HNW Vehicles

Client Tax Profile — Comprehensive

Income Sources — Primary Earner
Spouse Income
Business / Side Hustle
Schedule C/K-1 loss
Other Income

What This Engine Analyzes

  • 401(k) Audit: Maxing contributions? Employer match gap? Old/orphan accounts? Mega backdoor Roth eligible?
  • Roth Strategies: Backdoor Roth, Roth conversion ladder, in-plan conversions, tax bracket filling
  • HNW Vehicles: GRATs, SLATs, dynasty trusts, PPLI, captive insurance, opportunity zones, QSBS
  • Business Optimization: S-Corp election, QBI deduction, cash balance plans, Augusta Rule, R&D credits
  • Real Estate: Cost segregation, 1031 exchanges, RE professional status, short-term rental loophole
  • State Tax: SALT workarounds, residency strategies, pass-through entity elections
  • Investment: Tax-loss harvesting, concentrated stock strategies, NUA, direct indexing

Fill in the client profile and run the analysis

Our AI audits 401(k)s, Roth eligibility, 100+ tax vehicles, and every HNW strategy used by billionaires

IMPORTANT LEGAL DISCLAIMER

NOT TAX ADVICE. The Tax Alpha Engine is an educational and informational tool designed exclusively to help licensed financial professionals identify potential tax planning opportunities for discussion with their clients and the clients' qualified tax advisors. This tool does NOT constitute tax advice, legal advice, accounting advice, or a guarantee of any tax savings whatsoever.

NO PROFESSIONAL RELATIONSHIP. Use of this tool does not create a client-advisor, attorney-client, or CPA-client relationship between the user, their clients, and FieldBuilder.ai, FamilyGuard360, Integrity Marketing Group, or any affiliated entities, partners, officers, or agents. All strategies, estimates, and recommendations are generated by artificial intelligence and represent general educational information about tax planning concepts available under the Internal Revenue Code.

CLIENT RESPONSIBILITY. It is the sole responsibility of the client and their qualified CPA, enrolled agent, or tax attorney to evaluate the feasibility, legality, and appropriateness of any strategy presented. Tax laws are complex, subject to frequent change, and vary by jurisdiction. Individual results will vary based on specific circumstances not captured by this tool.

LIMITATION OF LIABILITY. Under no circumstances shall FieldBuilder.ai, FamilyGuard360, its parent companies, subsidiaries, affiliates, partners, officers, directors, employees, agents, or licensors be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from the use of or reliance on information provided by this tool. This includes, without limitation, any penalties, interest, or additional taxes assessed by the IRS or any state tax authority.

COMPLIANCE. All strategies referenced are based on current interpretations of the Internal Revenue Code and Treasury Regulations. Some strategies may be subject to IRS scrutiny, audit risk, or future legislative changes. Users acknowledge that aggressive tax planning carries inherent risk and agree to hold harmless all parties associated with this platform. By using this tool, you agree to our Terms of Use, Professional Disclaimer, and Privacy Policy.

FB360 Intelligence™

Tax Alpha Engine™

Find hidden tax savings before your first meeting.

Client Strategy

When to Use

Use before any planning conversation with a client earning $150K+, business owners, or dual-income households. The output gives you a concrete dollar figure of potential savings that justifies the entire planning conversation.

Step-by-Step Guide

  1. 1

    Enter the client's filing status, gross income, W-2, business, and investment income.

  2. 2

    Add their current tax burden and retirement contributions.

  3. 3

    Optionally note recent life events (marriage, business sale, inheritance) in the context field.

  4. 4

    Click Analyze Tax Alpha — the AI evaluates 12+ optimization strategies.

  5. 5

    Review the estimated savings range and top strategies identified.

  6. 6

    Export via Copy or Print/PDF for your client file.

Pro Tips

  • Run this before the first meeting and open with: 'I found $X in potential tax savings in your profile — let me show you.'

  • The output is not a CPA opinion. Position yourself as the implementation partner for insurance-based strategies.

  • Pair with Needs Analysis Turbo™ after the tax conversation to capture the full financial picture.

Pair With

Needs Analysis Turbo™Estate Plan Auto-Audit™

Compliance Note

Tax analysis outputs are illustrative estimates based on publicly available IRS guidelines. They do not constitute tax advice. Never represent these figures as guaranteed outcomes.

Disclaimer: All Blueprint Tools™ outputs are for illustrative and educational purposes only. They do not constitute financial, legal, tax, or insurance advice. Licensed advisors are solely responsible for the accuracy and appropriateness of any recommendation made to clients. Always comply with applicable state regulations and your IMO's compliance requirements.